As I was flipping thru my library the other evening, it occurred to me that while my home policy *might* cover everything in the event of fire/flood/catastrophe, it most likely would not cover oh, say, a small child running amok with a crayon or other such nightmare scenarios.

I have a personal articles policy for watches/jewelry etc, but I'm not sure if it will cover books.
Any thoughts?

Cheers,
-- Craig